Monday, May 24, 2010
Used Cars from all over USA
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Saturday, April 24, 2010
Bentley Continental Flying Spur Speed China (above)
Click either image for high-res image galleries
Both special editions are based on the Continental line-up. The first, as if the model's name weren't long enough already, is the Continental Flying Spur Speed China. For the Chinese market, Bentley has actually toned down what it calls "the world's fastest luxury four-door saloon" with a softer suspension and a quieter exhaust note.
The second, called the Design Series China, starts with the Continental GT coupe and centers its uniqueness around the interior, with three-tone leather trim and vibrant accents throughout. Bentley's even added two new colors to the palette – Orange Flame and Magenta Metallic – with the launch of the Chinese special.
The pair will be unveiled at the Beijing Motor Show, which opens its doors on Friday. Details on both are available in the press release after the jump.
Bentley Continental Flying Spur Speed China
Bentley Continental GT Design Series China
Wednesday, March 24, 2010
Lease vs. Loan
Lease
Loan
Terms
Lease terms are usually between 2 to 4 years.
Loan contracts are usually signed for 4 to 6 years.
Type of vehicle
The shorter term and lower monthly payment of a lease agreement allow you to drive a new and more expensive vehicle every 2 to 4 years.
Higher monthly payments make driving a new or expensive vehicle every 2 to 4 years unpractical.
Ownership
Unless you decide to purchase, you must return the vehicle at the end of the lease.
You own the vehicle.
Up-front costs
Up-front costs include a monthly payment, security deposit, down payment, taxes and registration fees. If you take into consideration the total cost of the vehicle and the monthly payment you want, the sum is usually less than the up-front costs of purchasing.
Up-front costs include down payment, taxes, registration fees, and other charges. This amount is usually larger when compared to lease, especially if you want an expensive vehicle with low to moderate monthly payments.
Monthly payments
Monthly payments are calculated based on the vehicle's depreciation during the lease term, rent charges, taxes, and other fees. Lease payments are usually lower than loan payments.
Monthly loan payments are based on the total amount of purchase price, plus interest charges, taxes and other fees.
Insurance
The insurance premium is usually higher.
The insurance premium is usually lower.
Early termination
You are responsible for early termination charges, as stipulated in the lease contract.
You are responsible for paying off the loan.
Vehicle return
You need to return the vehicle at the end of the lease. There may be some end-of-lease charges.
You keep the car.
Future value
The lessor bears the risk of the vehicle's future market value.
If you decide to sell or trade-in the vehicle at the end of the loan term, the risk is yours.
Maintenance
You are responsible for the maintenance of the vehicle during the lease term.
You are responsible for the maintenance of the vehicle.
Mileage
Most leases impose a vehicle mileage limit. There will be extra charges if actual mileage exceeds the contract limit when you return the vehicle.
No limit.
Excess wear
You might need to pay extra charges when you return the vehicle if the lessor determines that vehicle wear and tear is over the contract limit.
No limit. Like mileage, however, more wear and tear equals lower resale or trade-in value for your vehicle.
End of term
At the end of lease, you can return the vehicle and walk away, lease another vehicle or purchase it for the residual value.
The vehicle is yours.
Monday, March 8, 2010
8 tricks up your dealer's sleeve
If you're not careful, you can wind up paying more to buy and finance a new car or truck than you really need to.
Look out for these 8 common tricks when you visit the showroom:
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Dealer trick 1. Preying on your lack of information.
There's nothing a dealer loves more than an uninformed consumer who's going to negotiate a purchase based on nothing more than the car or truck's sticker price.
You need to work from the wholesale price the dealer paid and the average transaction price, which are usually thousands of dollars less than the sticker price.
You want to be the smart buyer who pays a little less than the average transaction price -- not the one who pays a little more.
Edmunds.com or Kelley Blue Book are the places to find the critical information you need.
Dealer trick 2. Offering finance charge markups.
During negotiations, your salesperson may say he or she can offer you a lower price if you'll finance the purchase through the dealership.
That's a sign to be very careful. Your salesperson may be hoping to recoup any discount in price through a finance charge markup.
That's when the dealership adds 3 percentage points -- sometimes more -- to the interest rate one of its lenders is willing to charge you.
Here's how it works: You apply for a loan through the car dealership, which sends your information out to four of five finance companies it regularly works with.
The lenders check your credit history and come back with their best offers. One says you're eligible for a loan with a 7% annual interest rate. Only the car dealer tells you the rate is 10%.
On a $22,000, five-year loan, that extra 3% adds $1,908 to your payments. The lender collects the money and sends anywhere from half to all of it back to the dealer.
Dealer trick 3. Making the deal all about the monthly payment.
Salespeople often ask potential buyers what kind of monthly payment they can afford.
Don't tell them, because they'll use that number to sell you a more expensive car or truck than you may have wanted and maximize the dealership's profits on your sale.
The salesperson will figure out the most you can possibly spend by dragging the payments out for as long as possible and still hit that payment.
He or she will then show you cars and trucks in that price range, which is often higher than what you wanted to spend, while reassuring you that this fine vehicle is within your budget.
Let's say you came in to buy a compact sedan that cost about $20,000 but let slip that you could afford a payment of $450 a month.
The salesperson immediately recognizes that a 60- or 72-month loan would allow you to buy a $25,000 midsize sedan and your payment would still be about $450 a month -- and that is what he or she will try to sell you.
The bigger sticker price, and longer loan, both mean more money for the dealership.
Dealer trick 4. Distracting you with giveaways.
Buy a car, get a free vacation! Or television! Or some other giveaway that's totally unrelated to the vehicle you're buying.
They're intended to make you feel like you're getting more than just a new car or truck and distract you from negotiating the best deal.
Dealer trick 5. Saying the deal is only good today.
Salespeople often tell buyers an offer is "only good today" to keep you from checking out the deals at another showroom or having second thoughts about the vehicle you're considering.
In either case, you're almost always likely to get the same deal the next day.
Dealer trick 6. Using the old bait-and-switch.
You see an ad that offers a great price on the model you've been considering.
But when you arrive at the showroom, you find that it's only good for a basic, no-frills version. And there's only one of those on the lot.
The salesperson quickly steers you toward one of the many better-equipped -- and more costly -- models.
Dealer trick 7. Letting you drive away before finalizing the loan.
"Spot delivery" or "yo-yo financing" is when you take delivery of a vehicle before finalizing the financing required to pay for it.
The salesperson promises to get you a loan, even if you have bad credit, for what sounds like a reasonable rate.
You sign some paperwork to get the financing approved, but when you return to close the deal, you find that you're being charged several percentage points higher than you were promised.
Dealer trick 8. Dangling dealer add-ons.
Dealers try to boost their profits on hot-selling models by charging thousands of dollars for extra accessories that cost them hundreds of dollars to provide.
The add-ons can be anything from mud flaps and pinstripes to leather seats installed in a base model that never comes from the factory with such an upscale interior.
Those extras -- and the new higher asking price -- are listed on a second window sticker right next to the factory sticker.
Although dealer add-ons are never worth the cost, they're a good indication that the salesperson will expect you to pay the full inflated price or something very close to it.
2010 Mercedes-Benz B200
When I picture a Mercedes-Benz in my head, the original SLR gullwing, iconic G-wagon and classic SEL saloons usually dominate the space between.
Now, the B200 Turbo is no SLS AMG; and, for the price of a SLR McLaren, you could have at least a dozen fully-loaded versions in which to scoot around your compound.
To be completely honest though, I’ve never given the B-class much credence, let alone a second glance in its five year run in Canada. That said, the littlest Benz surprises and impresses at every turn during my week-long test.
My B200 tester has a two-litre turbocharged “four” making a respectable 197 hp and 206 lb.-ft. of torque. The non-turbo version makes 134 hp and 136 lb.-ft. with a manual transmission standard on both models.
Mine has the optional Autotronic CVT instead. Gear changes are smooth, quiet and solid with no rubberband effect. There are no sporty paddles; however, a button near the shift knob lets you put the vehicle into comfort or sport driving modes.
The latter retards the electronic stability program and remaps the ECU for quicker response, and you can tap the shifter left or right to change gears manually.
Seventeen-inch wheels and winter rubber provides good grip. It can and will torque steer off-line if you’re too hard on the throttle. Despite its small stature and short 2,778 mm wheelbase, the B200T is stable and predictable most of the time thanks to its front wheel drive layout.
At 1,395 kg plus driver, it doesn’t feel underpowered. It passes with confidence on the highway and can go from zip-to-100 in 7.6 seconds with some noticeable turbo lag in first gear.
The B-class is, in fact, the only Benz available with front-wheel drive in Canada. It’s also the smallest Mercedes sold here. Perhaps the biggest surprise is that this might very well be the most functional vehicle currently being offered by the automaker.
It has four doors, a lift-up tailgate and cargo area that increases capacity from 544 litres to a quite generous 1,530 litres. The rear seat cushions flip forward and 60/40-split seatbacks fold down to yield a totally flat floor (the rear section is height-adjustable) complete with metal tie downs, storage bins on both sides and a sliding cargo cover.
Solid chromed metal trim, high quality plastics, plush carpet and impeccably-finished gaps speak to the quality and workmanship of the interior. Adjustable thin-profile rear headrests offer an unobstructed view through the rear glass, provided there are no passengers back there. Speaking of which, leggy ones ought to be fine while headier people over six-feet could get a bit claustrophobic.
In the front, a comfortable driving position is easy to achieve thanks to the tilt-telescoping multifunction leather steering wheel. The speed-sensitive power steering is direct with good feedback. It tracks dead straight, though a smaller diameter wheel could improve response.
The passenger cabin remains cozy and quiet with just enough storage space and drink holders for most people needs. And, with an adjustable elbow rest between them, the standard front seats are good, supportive and well-bolstered enough for me, so I don’t feel a need to upgrade to 10-way power adjustable ones. Full leather is also optional.
It comes with heated seats. The dash area features soft-touch surfaces and, though it’s not the most luxurious Mercedes interior, it gets the job done with a MP3-compatible AM/FM/6CD six-disc in-dash stereo with Bluetooth hands-free phone hookup.
The B200T comes with six standard airbags and the highest five-star crash rating in the European NCAP (New Car Assessment Programme).
Though it may look like a miniature R-class crossover, the B-class doesn’t pretend to be anything more than what it is.
Besides being an easy-to-drive and good-looking compact crossover, the B200T is a functional, economical urban commuter that’s quick and nimble when you need it to be.
Friday, February 26, 2010
Top Ten Cars of the Decade Countdown 5 Hyundai Genesis
2010 Hyundai Genesis Sedan
Even though the Hyundai Genesis didn’t enter the market until late in the decade, it was a game-changer nonetheless. Introduced in 2008, the Genesis marked a huge change for Hyundai. As the company’s first ever full-size rear-wheel drive luxury car, the Genesis was made to compete with the offerings of BMW, Mercedes-Benz and Lexus—and thus far, it hasn’t failed. Earlier this year, the Genesis shocked the world when it won the 2009 North American Car of the Year award.
2010 Hyundai Genesis Coupe
With high build quality, attractive styling and competitive engine offerings such as its 290-hp 3.8-liter V6 and 375-hp 4.6-liter V8, the Genesis was a bandit when it came to stealing market share. While the Genesis sedan tackles the full-size luxury segment, the Genesis Coupe takes on sporty two-door cars like the G37 and 370Z. And like its sedan counterpart, it has yet to fail. Hyundai is the only manufacturer to have sold more vehicles in 2009 than it did in 2008.
To find Hyundai Genesis Sedan pricing and incentives your neighborhood, click here.
To find Hyundai Genesis Coupe pricing and incentives your neighborhood, click here.
Thursday, February 25, 2010
Buying a new car
How to buy a new car... on buyacar
We're here to help you get a shiny new car in as hassle-free a way as possible.
There's a tried and tested approach that we have reduced down to a few steps to make it easy. The buyacar.co.uk website has been designed around these steps to give you the choice and freedom to explore and find your ideal car.
Follow the steps below and before you know it you'll be cruising in that new set of wheels...
WHY BUY FROM BUYACAR?
Simple. There's no cheaper or easier way to buy a new car. Not only do we have the widest choice of new cars to buy in the UK, but you don't have to shop around to get the best prices as we do that for you.
We have a team at buyacar dedicated to constantly checking our prices to make sure we are the most competitive in the UK. With buyacar you get:
A choice of over 4,000 new cars
Free delivery within England & Wales
Real UK car discounts - no imports
Full standard manufacturer's warranty
Free online valuation & Finance services
Trade-in or part-exchange service
Free used car listings
Personal service throughout your order
Whether you deal directly with buyacar or through one of our 'recommended dealers' you can be assured that our focus is on finding you the right car rather than selling you a car.
You get the benefits of buyacar.co.uk being one of the oldest new car websites in the UK as we've spent years perfecting our ordering and delivery process to make sure you get the best customer experience.
HOW TO BUY A NEW CAR ON BUYACAR
Everyone's needs are different in buying a new car, so there may be some information below that you don't need to think about - if so, just ignore it and move on.
Below is an overview of each of the steps in the new car buying process. If you need more information, click on the title of the section or use the navigation on the top right hand side of the page to continue.
- 1. DO YOUR RESEARCH
Let's start at the very beginning. Work out what features you are looking for in your new car by first searching your past experience, working out your budget, thinking about how you're going to use your new car and then reading some new car reviews. You can use the new car search to research prices. >> more
- 2. MAKE A SHORTLIST
Search is a tool for research as well. Now that you have a shortlist of features, you can use these to help find specific cars. From your new car results you can read reviews, technical performance details and compare new cars. >> more
- 3. BUILD QUOTES WITH OPTIONS
Build your new car online. To work out the final price for your new car you're going to need to choose the options that you want for it. What comes as standard with one car could be a pay for option in another. >> more
- 4. COMPARE NEW QUOTES
Compare new cars directly. It's one of the simplest ways to work out which new car is for you - but you have to know what standard features and technical details of the car are more important to you to make the final decision. >> more
- 5. VALUE YOUR USED CAR
Not enough room on the driveway for two cars? We can value your existing used car and offer you part exchange. To get an idea of the value of your car you can first use our online valuation tool and then submit your used car to our professional valuer to get a more accurate valuation. >> more
- 6. ADD NEW CAR FINANCE
Finance can be a great way to pay. We have an online finance calculator to work out which cars fit in your budget and also an online finance application form to make the whole process hassle-free. >> more
- 7. MAKE AN ENQUIRY
Once you're happy with your quote get in touch. Send the quote you've created through to us by clicking 'contact buyacar sales' and an email will be sent through to our sales team, along with any questions you might have so we can help you make any final decisions about your purchase. >> more
- 8. PLACE AN ORDER
When you've decided on a car and completed your details it's time to get you your car. Let us place a factory build order or find a stock vehicle for you through out network of dealers and manufacturers. >> more
- 9. PAYMENTS & DELIVERY
Making payments & buyacar delivery details. There are a variety of ways to place your deposit or pay your final balance. There are multiple ways to pay and we can talk to you about finance help. Because we know buying a new car is no small chunk of change (although you'll find some nice budget deals on our site and cars to suit every size wallet or purse) our delivery service is free to your door with England & Wales. >> more
FREQUENTLY ASKED QUESTIONS
Q. Do your prices include all costs? VAT?
Yes. Our prices include VAT and include FREE delivery within England & Wales. There are no hidden costs - we have people dedicated to making sure you get the best deal possible. We can't be best on everything, but we do try.
Q. Can I save money by paying cash?
No. We do accept cash, but for large sums of money we need to arrange a visit to the local bank to verify the cash amount which needs to be planned.
Q. Can I pay on delivery?
Yes. It's possible to make a card payment for the final balance at our offices. However, it's important that your bank has been given prior warning of the transaction as payments over £2,000 normally require more time to setup by banks. They also often require verbal authentication on the day for security purposes. If you are collecting your new car from our offices we ask for an addtional deposit amount. This doesn't affect the total you pay - see the question below.
Q. Can I save money by collecting the car?
No, our prices include FREE delivery within England & Wales. We do offer the option for you to collect your new car but this will not reduce the price of the car. The only benefit of collection is that you do not have to pay the final balance for your new car before you see it.
Q. Why do I have to pay £500 extra deposit to collect?
If you choose to collect your vehicle from our offices we will require an additional 'registration deposit' of £500 which will be payable by credit or debit card three working days prior to the collection of your new car.
The 'registration deposit' is required because Buy a car Ltd will be registering and purchasing the new vehicle on your behalf and represents your commitment to the purchase. This deposit will be deducted from the balance payable on your new car and is refundable in accordance with section 4 of our terms and conditions.
Q. I feel worried about paying £000's over the phone, how can I get reassurance?
Buying a new car is a significant investment, though you can be sure that your car will come with the full manufacturers warranty and the support of national and, in some cases European, network of service centres.
We've provided thousands of customers with thousands of cars. If you have any concern with regards the final payment that you will be making to Buyacar then we suggest you pay your deposit by credit card (this will incur a small 3 percent charge) and you will be insured by your credit card company no matter how you pay your final balance.
>> click here to read buyacar customer comments.If you have any concerns about your purchase, please call us so that we can respond to any issues we can help with.
Q. How do I clear or pay my balance?
There are a number of ways to pay. Once you have received a demand for payment it is time to clear your balance. Your funds need to be cleared in buyacar's accounts before your car will be released. For all the ways to pay buyacar, click here >>
Q. How do I get a confirmed price for my trade-in or part-exchange?
When you submit a new car quote or enquiry through to buyacar our professional underwriter will look at your online quote and adjust it to reflect the nuances of your vehicle. When we confirm the price & supply of your new car we will also confirm the price of your used car as a trade-in or part-exchange.
Q. What happens when you check a car's availability?
We contact our suppliers to determine whether or not there are any stock vehicles that are similar to your request and confirm that they will supply a vehicle to us. The dealer will then confirm the time estimate for delivery to our suppliers. At this point we contact you to say that your car is ready for delivery. At this point we take final payment and arrange the final delivery date to your door.